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Celesta's Digital Literacy

INTS 249

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Research Posts

Research Post 5

This article was written by Daniel Douglas-Gabrielle for the Washington Post. Hillary Clinton, as part of her 2016 presidential campaign, presented an optimistic education plan that would eliminate tuition costs at public universities for households earning up to $125,000. This proposition would re-institute Ronald Reagan-era cuts on itemized tax deductions for high-income families. (Douglas-Gabrielle) The $450 billion education plan, dubbed the New College Impact, would have offered thousands of families across the country the opportunity for their child to receive a higher education. Another political figure that was a proponent of tuition and debt free college was Bernie Sanders. Sanders introduced his College For All Act which mirrored Clinton’s New College Impact education plan. It too aimed to eliminate tuition and fees at public four-year universities for students from families that make up to $125,000 per year (Zornick). The act would require the government to pay 67% of tuition fees while the other third will be covered by by state and tribal governments. Both of the education plans introduced by Clinton and Sanders received many sponsors and drove their 2016 presidential campaigns.

While discussing how the German government has implemented “free” college education, I will present this information to show the attempts/propositions of the U.S. government to offer the same opportunity.

https://www.washingtonpost.com/politics/2016/live-updates/general-election/real-time-fact-checking-and-analysis-of-the-final-2016-presidential-debate/clinton-touts-debt-free-college-plan-heres-how-shed-pay-for-it/?utm_term=.6f6a8e224a10

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Research Post 4

This is an article from NerdWallet written by Brianna McGurran. It describes four primary programs to get federal student loan forgiveness that will cancel or reduce the amount of money a student owes. First there is Public Service Loan Forgiveness. Your remaining federal student loan balance with be forgiven if you are employed full-time by a nonprofit or the government for at least 10 years. The only loans that are eligible for this type of forgiveness are federal direct loans. The application for this student loan forgiveness will be available in October 2017.  The second program is called Teacher Loan Forgiveness. Teachers who work full time for five consecutive years can have up to $17,500 in direct or Stafford loans forgiven. Then there is Perkins loan cancellation. With this option, borrowers with federal Perkins loans only can have up to 100% of their loans cancelled if they work in public service jobs. Finally, there is income-driven repayment. The federal government offers four main income-driven repayment plans, which requires the borrower to pay a percentage of their monthly income toward their loans. The four plans are: Income-Based Repayment, Income-Contingent Repayment, Pay As You Earn, Revised Pay As You Earn. Depending on the plan, after 20-25 years of making payments, all of these programs automatically forgive your remaining loan balance.

I will incorporate this into my article when presenting the opportunities to reducing the burden of loans.

https://www.nerdwallet.com/blog/loans/student-loans/student-loan-forgiveness/

Research Post 3

This short article was written by Travis Mitchell, a staff writer for U.S. News. In this article, Mitchell discusses the increasing rates of college tuition, both public and private, from 1995 to 2015. In that 20 year time period, in-state tuition and fees at public National Universities grew by a staggering 296 percent and the out-of-state tuition and fees grew by 226 percent since 1995. These figures are also displayed in several graphs which give a visual representation of the drastic rise in what it costs to attend college.

I will be comparing these figures to George Mason University’s increasing tuition and fees since its founding.

https://www.usnews.com/education/best-colleges/paying-for-college/articles/2015/07/29/chart-see-20-years-of-tuition-growth-at-national-universities

Research Post 2

This article was written by Abby Jackson, a member of Business Insider’s education team, and can be found on the Business Insider website in their Education section. Jackson postulates that yes, debt-free college is great and all but one must understand the financial/economic technicalities that make it possible. “Tax payers absorb that cost”, explains Jackson as she provides extensive research on the differing taxes among large nations which can sustain “free” college education even for incoming foreign students. Jackson also points out the drastic difference in the amount of college (referred to as tertiary school) attendees in different countries. For example, United States and Finland are tied at the top with 94% enrollment whereas Germany, a country that does offer debt-free college, has an enrollment rate of only 62%.

Information from this article, as well as the article referred to in my first research post, will be cited when I explain in more detail the debt-free college plan in Germany.

http://www.businessinsider.com/how-do-european-countries-afford-free-college-2015-6

Research Post 1

This article was written by Franz Strasser, a reporter and video journalist with BBC News in Washington, D.C. Strasser describes the stark contrast between the cost of college education in the U.S. and that of Germany. Germany is a notorious leader in debt-free college education – open to both German and international students alike – and many U.S. students are taking advantage of this incredible opportunity. Strasser provides valuable statistics including: the current amount of enrolled American students in German institutions, the various small fees of German universities, how much Germany spends on foreign students, the total student debt in the U.S. and other statistics that really lend you a perspective of what it would be like to get a college degree abroad (or in this case at least Germany). The article also briefly documents the stories of 3 American students who chose to pursue a college education in Germany.

My individual topic is to investigate the breakdown of George Mason University’s tuition. I am also fascinated with the tuition structure of other universities both locally and globally. This BBC article along with the Business Insider article (Research Post 2) will serve as research for my reporting on an international college ‘s tuition in comparison to ours.

http://www.bbc.com/news/magazine-32821678

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